HOW TO PROTECT YOUR ASSETS

GIVE YOUR BENEFITS A BOOST WITH AFLAC ADVANTAGE

Aflac critical illness plans include heart attack and stroke as covered conditions, both of which have a connection to Covid-19. Let’s say that an employee contracts a seemingly mild case of Covid-19 that does not require hospitalization, meaning they don't file any claims related to their diagnosis—but that then has a stroke. Regardless of whether the doctors single out Covid-19 as the cause of the stroke, they would receive a lump-sum benefit from their critical illness plan, unless otherwise assigned. Depending on thier coverage that benefit could range anywhere from $5,000 to $50,000 or more.

For now, the Aflac+ Rider is another option. It can be added onto a number of policies, including hospital indemnity and short-disability, and it pays benefits for hospital confinement due to the human coronavirus.* (Other carriers have a higher threshold for hospitalization time—Aflac’s benefit payments start to kick in after just four days of confinement or in ICU, compared with five to 14 days with other insurers.)

As a nation, we’re inching toward the day when we can safely gather again, largely free of Covid-19 worries. But until then, employers owe it to themselves, and their workers,to offer options that protect against the spectrum of ways the virus affects them.

Aflac provides one of the most cost effective ways of protecting your assets

PREVIOUS

Status

Optional, but highly
recommended*

Source

MMHIA

Effective timeline

Permanent

FOR LESS THAN A GALLON OF MILK, YOU CAN ADD THE PLUS RIDER THAT WILL GIVE EMPLOYEES A DOUBLE BENEFIT AGAINST A HEART ATTACK AND STROKE.

*As a side note, more and more employers are opting for higher deductible health plans to reduce escalating healthcare cost related to traditional group plans.

It makes sense to offer your employees a way to satisfy those deductibles and other out-of-pocket expenses without breaking the bank by adding the Aflac + Rider advantage.

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