IT ONLY WORKS IF YOU APPLY IT
All the great information and advice doesn't solve anything unless it's put into practice, and that is what this is all about. We know that utilization of new benefit concepts are slow to adopt, because of preoccupation or fear of change either way, positive change comes about, only we we take action.
We know that rate hikes for group benefits are coming to employer groups across the nation at an alarming rate, the pandemic has spiked cost for carriers, and guess what? That cost is getting shifted to you know who, in the form of rate increases.
RENEWAL CASE SCENARIO
Every year all across the country, employers are renewing their benefit plans with no idea how to reduce their cost apart from their benefit broker sound advice until now. You get contacted by your agent, and this is pretty much how it goes
it's that time of year again, rates are increasing did you want to make some changes.
These changes are typically diminishing plan designs to offset the renewal increases. They will come up with plans, and offer you a set of choices and if that has been the case, you need to get off of the hamster wheel.
EVERY CHEF IS NOT A MASTER CHEF
Just because someone knows a recipe doesn't necessarily makes them a master chef, so is the same of the insurance benefits industry. It requires a highly fine tuned skill set, to navigate all of the complexities of laws, tax advantages and knowledge of carrier plans structures, designs and so much more to leverage our knowledge to our clients ultimate benefit.
MMHIA has shaved off hundreds of thousands of dollars per month in benefit cost, without comprising the quality of benefits, for our strategic partner alliance clients. How? Because we are health care reform experts, who happen to be benefit insurance professionals. We would encourage you to get the information to understand how we are able to accomplish it. To begin.......
Optional, but highly
*Benefit brokers rarely discuss with their clients ways to structure their plans to maximize benefits, and control cost. By consulting with us, employers will understand how plans are designed and how to work within the framework of that design to curtail cost.
This means you can know with confidence that you have the final say on what your plan should look like, how offering of the plan will increase participation, without the additional cost, when structure properly