Senior Health Resource Center
David Newbill provides FREE educational resources to seniors. He help answer questions and educate seniors on the many new benefits now available to adults on Medicare, helping them access thousands in available government program dollars. He is supported by Medicare Insurance Companies, and offer his service to the public at no cost.
David help seniors with the following services:
* Lower RX Drug Costs
* Lower Health Premiums
He can also help in getting any extra government assistance
Medicare Advantage Plans
Medicare Advantage is a health insurance program within Part C of Medicare. Medicare Advantage plans provide a managed care plan such as a health maintenance organization (HMO) as well as a preferred provider organization (PPO). People interested in Medicare Advantage plans must first sign up for both Parts A and B of Medicare. All three of these Parts of Medicare A, B and C are administered by private insurance companies.
Medicare Part A provides payments for in-patient hospital, hospice and skilled nursing services, excluding those of physicians and surgeons. Part B provides payments to physicians and surgeons in hospitals and skilled nursing facilities, as well as for medically necessary outpatient hospital services such as ER, laboratory, X-rays and diagnostic tests, certain preventative medical services, and certain durable medical equipment and supplies.
Part C health plans, including Medicare Advantage plans, not only cover the same medical services as Parts A and B but also typically include an annual physical exam and vision and/or dental coverage of some sort not covered under Original Medicare. Less often, hearing and wellness benefits not found in Original Medicare are included in a Medicare Advantage plan. The most important difference between a Part C health plan and Original Medicare is that all Part C plans include a limit on how much a beneficiary will have to spend annually out of pocket; that amount is unlimited in Original Medicare.