A SMART BENEFIT OPTION IS NOW AVAILABLE
There is so much misinformation in the benefits industry, that self funding is a way to drive down cost, when in reality it’s based on the number of claims. If claims are favorable then you can realize a savings if not cost will continue to escalate. Then group is constantly increasing most likely due to the older or unhealthy employees that drive cost for the entire group. The only difference between these two benefit models is one you can see your cost escalating in real-time, and the other you won’t know what’s coming until time of renewal.
Something these two have in common is that employers are on the hook for risk retention (meaning the health issues and risk in the group the employer owns it), and healthcare spend ultimately these two factors is what is driving cost and a history of the law of diminishing returns, as cost continues to go up, benefits are shrinking. Until now, that’s why we want every employer to see our information. Non-profits, government, religious organizations and for profit corporation large and small can all benefit from our information.
What we will cover in this meeting:
- Greater tax advantages
- Robust customization options
- Less benefit and ACA administration
- Easy on-boarding
- Dual benefit model saves more for employers
- ACA misconceptions that trigger penalties for Large employers
- A fix cost option vs variable cost, with a feature rich plan offerings
- Open discussion for Q&A